In the media,
and in our own words.

Recent appearances

Each links to the outlet and opens in a new tab.

One topic, examined properly — posted as published.

Each report is written the way a family office briefs a family: one topic, examined properly. We post them here as they are published — read the piece on the page, or download the PDF. Recent subjects have included how ultra-wealthy families structure their balance sheets, what actually protects wealth in a liability event, the planning decisions that cluster around a liquidity event, and how a portfolio’s tax drag is measured and managed.

They are educational, not promotional, and they are not investment recommendations. Alongside them, we post market commentary and positioning updates when conditions change — not only at scheduled intervals.

Plain-English definitions of the terms this industry hides behind — on their own page, one click away.

What is All Source Investment Management?

All Source is a virtual family office based in Hartford, Connecticut, founded in 2021 by two former Morgan Stanley Alternative Investment Directors. We manage family investments with institutional discipline and coordinate the tax, estate, risk, lending, philanthropic, and reporting work alongside each family’s own advisors. We act in a fiduciary capacity. Who we are →

What is a virtual family office, in plain terms?

One firm manages the investments and coordinates the specialists around them, so a family gets family-office coordination without building and staffing an office of its own. Think of it as a personal chief financial officer for your family: we own the whole financial picture and bring in the right specialists, rather than doing every specialty ourselves. The virtual family office →

How is that different from a single-family or multi-family office?

A single-family office is a private company one family builds and staffs itself — its own investment chief, tax counsel and administrators, on its own payroll. A multi-family office shares dedicated staff across several families, and the family adapts to the platform. The virtual model delivers accountability through coordination rather than headcount, keeps your own trusted specialists in place, and puts institutional-grade investment management at the center.

Are you a fiduciary?

Yes. Investment advisory services are offered through Integrated Advisors Network, LLC, a Registered Investment Advisor; All Source Investment Management is a dba of Integrated, which is a registered investment adviser with the Securities and Exchange Commission. We act in a fiduciary capacity in the advice we give — meaning we are required to act in your interest. Registration does not imply a certain level of skill or training.

Who holds my money?

Client advisory assets are held at independent qualified custodians, including Fidelity Investments and Charles Schwab. All Source does not hold client assets. Banking and lending are arranged through third-party relationships, including U.S. Bank and Goldman Sachs, among others.

Do you replace my CPA or attorney?

No. We coordinate with your existing attorneys, accountants, and other specialists, and can introduce you to professionals where you have gaps.

What is your account minimum?

We do not publish minimums or maximums. Our ideal client has a net worth of $5 million or more, and we would rather a conversation start with fit than with a threshold. We waive our usual standards case by case for Veterans of the U.S. Armed Forces and Gold Star families. Who we serve →

How are you compensated?

Primarily through investment advisory fees, generally calculated as a percentage of assets under management and disclosed in Form ADV Part 2A, which we provide before you engage us. Specialists such as attorneys and CPAs bill their own work directly. How we’re compensated →

Am I an accredited investor, and does it matter?

It matters because that status is what makes many institutional and alternative strategies available under SEC rules. An accredited investor generally has a net worth above $1 million excluding a primary residence, or income above $200,000 individually ($300,000 jointly) in each of the last two years. We confirm eligibility during discovery.

Do I have to move all of my accounts?

Coordination works best when one team can see the whole balance sheet, so consolidation is usually the recommendation — but it is a decision made with you at the mutual commitment stage, not a precondition for talking to us.

What is the endowment model?

An institutional approach that allocates meaningfully to private equity, private credit, hedged strategies, and real assets alongside public markets, on the view that less-correlated exposures make a portfolio more resilient across a wider range of conditions. It is the approach we bring to family portfolios. How we invest →

What are the risks of alternative investments?

Substantial. Alternative investments are speculative and illiquid, can employ leverage, involve higher fees and expenses, capital calls, valuation uncertainty, limited transparency, concentration and long holding periods, and can lose their entire value. They are available only to investors who meet regulatory requirements, and we discuss these risks plainly before any allocation is made.

How do you select managers?

We reach strategies through established institutional platforms, then conduct our own due diligence on process, track-record context, fee structure, liquidity terms, and the role a strategy would play in a specific portfolio. A platform’s menu is a starting universe to be filtered, not a recommendation. Our team’s manager-selection experience includes institutional work for the Connecticut state pension system.

Do you have conflicts of interest?

Yes, and we disclose them. Justin Bernier, a Managing Partner, serves as Chief Executive of NSG Index LLC, sponsor of the National Security Emerging Markets Index ETF (Nasdaq: NSI). This is a conflict of interest, which All Source addresses through disclosure and its fiduciary process. Conflicts are described in Form ADV Part 2A. Important disclosures →

What returns should I expect?

We do not project or guarantee returns, and neither should anyone else. Investing involves risk, including the possible loss of principal, and past performance does not guarantee future results. What we do commit to is written objectives and guidelines, a defined risk range, and explicit expectations set before markets are difficult rather than during.

What happens on the first call?

About thirty minutes, confidential, with no obligation: your situation, what prompted the call, and whether a deeper conversation makes sense. Nothing is recommended and nothing is sold. We are direct about fit in both directions.

What is a second-opinion review?

A confidential read on your current portfolio and plan: what is working, what is missing, and what one accountable team would change. If your current arrangement serves you well, we will say so.

How long does onboarding take?

Typically about six weeks from mutual commitment to the implementation meeting, once accounts have transitioned. Reviews are quarterly in the first year, then at the rhythm that suits you. How we work →

Do you work with clients outside Connecticut?

Yes. We are based at CityPlace I in downtown Hartford and serve families across the country, in person and by video.